In this issue of AIBytes, Dr. Olav Laudy examines a growing challenge for lenders: AI agents are no longer only tools the enterprise deploys. Customers are increasingly using their own agents, while third-party AI layers can shape how information is interpreted before a lender ever enters the conversation. The article explains how this creates a new operating asymmetry across the customer journey - from how lenders are judged, to how complaints and requests are generated, to how applications and supporting documents are optimized. It also introduces the shift from Customer Experience to Agent Experience and outlines what lenders should do now to prepare their data, policies, processes, and channels for AI-to-AI interaction.
Download the article to learn:
- Why lenders need to prepare for customer-controlled agents and third-party AI layers - not just the agents they deploy themselves
- How external agents can judge, manufacture, and optimize interactions with lenders
- Why AI-generated complaints, appeals, and requests can create disproportionate downstream work
- How traditional signals like effort and polish are becoming less reliable indicators of legitimacy
- What Agent Experience means for lenders - and how to prepare processes, policies, and customer channels for machine-mediated interactions
Don’t focus only on what your AI agents can do for customers and miss what customer agents can do to your organization. Learn how lenders can prepare for AI-to-AI interactions and build a stronger foundation for Agent Experience.
Get the full article now.

